Conventional wisdom says the stock market takes the escalator up, and the elevator down and from our perspective, the fact that we are in the midst of a 10% decline is not all that shocking given a rise of more than 30% in stocks last year.

An important development in the world of financial planning for both pre and post-retirees was the passing of the SECURE Act by congress which was designed to ease and encourage Americans to save for a sustainable retirement. The Act went into effect January 1, 2020.

What financial, business, or life priorities do you need to address for 2019? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to lowering your taxes. You have plenty of options.